Hi five to Anthony
We probably don't need to worry about replacement of things like basins and loos - they miraculously seldom break and if they do are cheap to replace and if plumbing is required, still minor and would cost well below excess. (Higher excess = lower premium = good in my book.) 

Gay Buckingham
027 4544012

On 20/01/2021, at 8:41 PM, High Street Cohousing <ucoldunedin@gmail.com> wrote:


FYI - from Tina about her ongoing negotiations with NZI

Anthony had got a copy of information for insurance companies prepared by Formance, the people who made our SIPs panels, and Tina will be forwarding that to NZI. The document sets out very clearly the difference between our SIPs panels (structural) and traditional non-structural panels which are what current insurance policies are based on.

Anne

---------- Forwarded message ---------
From: Tina Gillan <Tina.Gillan@rothbury.co.nz>
Date: Wed, Jan 20, 2021 at 7:10 PM
Subject: RE: Toiora High St Cohousing
To: High Street Cohousing <ucoldunedin@gmail.com>


Hi Anne

 

Thank you for the attached this was not on my file, so I have forwarded to NZI.

 

Where we are to date:

 

Excess:

I approached NZI to ask if they would reduce the excess for window glass and fixed porcelain breakages (e.g.  toilet bowl/hand basins/bath) - they have advised No (whiteware forms part of contents insurance). 

I have now re approached NZI for the second time  to see if they will reduce the $2500 excess,  as this is my second attempt regretfully if they advise No again then we will need to accept the excess is $2500.

 

Common House:

We have received confirmation the Foamed Plastics Insulation Panel Endorsement does not apply to the Common House

 

Foamed Plastic Insulating Panel Endorsement (attached)

You may recall in our discussion I wanted to approached NZI and have this endorsement more suited to a “domestic” situation as opposed to the attached which is more suited to an Industrial/Commercial situation

 

In principal NZI have agreed to do this but this is something they need to work through - I have diarized to follow up in a months time with NZI.

 

 

Kind regards

Tina

 

 

Tina Gillan

Senior Commercial Broker

QIB

DDI: +64 3 470 3668 ext 3908 M: +64 21 988 159

A referral is the best compliment I can receive. If any of your friends, family or business associates require assistance with insurance, please get in touch.

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Rothbury Insurance Brokers Otago

Level 2, Public Trust Building, 442 Moray Place, Dunedin 9016
PO Box 1321, Dunedin 9054

T: +64 3 477 8217 F: +64 3 477 6478 W: www.rothbury.co.nz

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From: High Street Cohousing <ucoldunedin@gmail.com>
Sent: Wednesday, 20 January 2021 10:41 AM
To: Tina Gillan <Tina.Gillan@rothbury.co.nz>
Subject: Toiora High St Cohousing

 

External mail - think before you click

Hi Tina

 

Attached is a document from Formance, the manufacturers of our SIPs panels, prepared for insurance companies. I presume you already have a copy.

 

A question: when you said you were seeking a lower excess for "windows and whiteware", what is included in 'whiteware'? I immediately thought of appliances, but you mentioned toilets and basins. Could you tell me what is covered by this term in insurance terms?

 

We still have not been notified of when the building contract will be complete, though on site they are talking about the end of January. We will let you know as soon as we have a date.

 

Warm regards,

Anne

<NZI_MD_Foamed_Plastics_Insulating_Panel_Endorsement Nov 2018 Final.pdf>
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