This is from the local branch:

Please see Co-Op response from the Branch Manager in Dunedin.

I’d me happy to consider them main bank customers when we can see 3 months of history with us including incomes being credited to our accounts.

Was in answer to my question about at what point would new customers be seen as existing customers. New customers can’t get mortgages (at least for cohousing) but existing customers can apply. Tho no guarantees a mortgage would be approved.

Timing not ideal but at least a possible chink of light. Hopefully we can turn round other banks’ thinking tonight anyway. regds roz